ESA & Scholarships/Florida
Education Savings Account
Florida
Personalized Education Program (PEP) Scholarship — part of the Florida Tax Credit Scholarship (FTC-PEP)
Checked 18 September 2026
How it works
PEP is an education savings account for students who are not enrolled full time in a public or private school — Florida’s homeschool-facing option. It now sits under the Florida Tax Credit Scholarship and is administered by Step Up For Students, not by a district.
- Programme
- Personalized Education Program (PEP) Scholarship — part of the Florida Tax Credit Scholarship (FTC-PEP)
- Administered by
- Step Up For Students
- Amount
- Set by county and grade. For 2026-27 most counties fall between about $7,400 and $9,600 a year (higher in a few, such as Monroe).
- For homeschoolers
- Homeschoolers can use it
Who qualifies
Florida residents in grades K-12 not enrolled full time in a public or private school. There is no income limit. The student must be at least 5 by 1 September and under 21. Some military families relocating to or from Florida also qualify.
How to apply
- Confirm your child is eligible for this year — see "Who qualifies" above.
- Check this year's window. The 2026-27 window is closed — the deadline for new and renewing students was 30 April 2026. Step Up For Students has not yet published the 2027-28 dates; sign up on its PEP page to be told when applications open. Dates move every year, so confirm on the official page before you plan around them.
- Create a parent account on the official portal and start the application.
- Have your documents ready. Most programmes want proof of residency, the child's birth certificate, and an IEP or eligibility determination if the programme is disability-based.
- Once you're approved, spend it. Instructional materials and home education instructional programmes are listed eligible expenses. Check the PEP Family Handbook for the documentation each purchase needs.
Official programme page: stepupforstudents.org/scholarships/personalized-education-program. Amounts, deadlines and eligibility are set by the state and change every year — always confirm there before you plan around them.
Sources
Checked 18 September 2026 against these sources:
Historical Conquest in Florida
Using it with Historical Conquest
The card game, the Monthly Adventure Boxes, the textbooks and the digital game are history curriculum and instructional materials — the kind of purchase this programme lists as an allowed expense. Whether a particular item is approved is the programme’s decision, so check its expense list before you order.
Not sure whether something qualifies, or need an itemised receipt or product details for a review? Ask us.
ESA Overview
What these programmes are, who they are for, and every state we cover.
Homeschool funding by state
Which states’ programmes a homeschooling family can use, and which they cannot.
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